Safe Investments in Uncertain Times

Money may not be the most tasteful topic, but you can’t afford to not talk about it, sometimes. You want your money to be safe, and being safe is more than just staying put. Inflation will slowly but steadily rob your money of its value if you’re not careful. You need to invest it, to grow it but not lose it. Nothing is certain, and no investment is 100% safe, but that doesn’t mean that there aren’t some that are safer than others. There are so many options it can be hard to know which will be the best, but there are a few at least that you can be confident will be reasonably safe investments.

Savings Account

A plain old savings account, especially an FDIC insured savings account, is often the safest place to keep your money, but you won’t see huge returns on an investment like that. Savings accounts generally won’t grow enough to keep up with inflation. Your money won’t go anywhere, but it also won’t do much for you.


Real estate is almost always a good investment, as long as you take some care and pay some attention to where you’re putting your money. Look at Suffolk real estate or real estate in your area. Make sure that it’s an area that is safe and experiencing growth. Having a rental property can be a good way to watch your money grow, but it requires management, and no small amount of risk.

CDs and Other Low-Risk Investments

Remember that the FDIC insures more than savings accounts. Certificates of Deposit, mutual funds and certain kinds of bonds are all very safe investment opportunities. These types of investments tend to see better opportunities for return than a savings account, but not as much risk as property or other investments of that nature.